By mail: Send a letter to Experian requesting to unfreeze your credit report to Experian Security Freeze, P.O. By phone: Call 88 and request to unfreeze your credit. consumers on until December 31, 2026. These reports are included in the free weekly Equifax credit reports currently offered on through April 2021. You’ll need the 5-10 digit PIN that was given to you when you first put a freeze on your credit. In connection with various settlements, Equifax is making at least six additional free Equifax credit reports each year available online to U.S. To opt out of such pre-approved offers, visit In most cases, if you make the request online or by phone, the credit bureaus can lift a freeze in near real time. You can also call 88 and verify your identity to place a freeze. Entities that may still have access to your Equifax credit report include: companies like Equifax Consumer Services LLC, which provide you with access to your credit report or credit score, or monitor your credit report as part of a subscription or similar service companies that provide you with a copy of your credit report or credit score, upon your request federal, state and local government agencies and courts in certain circumstances companies using the information in connection with the underwriting of insurance, or for employment, tenant or background screening purposes companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe companies that authenticate a consumer's identity for purposes other than granting credit, or for investigating or preventing actual or potential fraud and companies that wish to make pre-approved offers of credit or insurance to you. To unfreeze your Equifax credit file, log in to or create a myEquifax account to manage your freeze. Freezing your Equifax credit report will not prevent access to your credit report at any other credit reporting agency. Placing a security freeze on your Equifax credit report will prevent access to it by certain third parties.
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